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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,014 | $81,696-85.3% | $70,494-83.0% | $158,982-92.4% |
| Participation rate | 80.0% | 77.7%+2.3pp | 75.1%+4.9pp | 82.0%-2.0pp |
| Annual return | 8.41% | 208.70%-200.3pp | 109.16%-100.7pp | 302.99%-294.6pp |
| Employer contribution / active EE | $2,248 | $3,220-30.2% | $2,738-17.9% | $4,763-52.8% |
| Participant deferral / active EE | $1,663 | $4,558-63.5% | $3,711-55.2% | $5,983-72.2% |
| Admin fee / account holder | $1,814 | $6,200-70.7% | $3,848-52.9% | $11,252-83.9% |