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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,263 | $175,231+65.6% | $149,696+93.9% | $139,466+108.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.21% | 166.77%-149.6pp | 134.46%-117.2pp | 373.66%-356.5pp |
| Employer contribution / active EE | $4,570 | $5,478-16.6% | $4,821-5.2% | $4,754-3.9% |
| Participant deferral / active EE | $6,526 | $6,521+0.1% | $5,682+14.9% | $6,712-2.8% |
| Admin fee / account holder | $12,346 | $16,155-23.6% | $13,212-6.6% | $11,409+8.2% |