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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,394 | $167,353+207.4% | $143,797+257.7% | $134,545+282.3% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -17.55% | 0.48%-18.0pp | -0.04%-17.5pp | 418.37%-435.9pp |
| Employer contribution / active EE | $30,731 | $5,620+446.8% | $4,952+520.5% | $4,742+548.1% |
| Participant deferral / active EE | $20,781 | $6,447+222.3% | $5,638+268.6% | $6,401+224.6% |
| Admin fee / account holder | $993 | $18,096-94.5% | $14,679-93.2% | $11,431-91.3% |