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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,935 | $96,678+200.9% | $86,640+235.8% | $139,466+108.6% |
| Participation rate | 75.0% | 74.4%+0.6pp | 71.7%+3.3pp | 80.3%-5.3pp |
| Annual return | 34.44% | 106.69%-72.3pp | 592.52%-558.1pp | 373.66%-339.2pp |
| Employer contribution / active EE | $0 | $3,265-100.0% | $3,024-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,891 | $4,837-60.9% | $4,438-57.4% | $6,712-71.8% |
| Admin fee / account holder | $77 | $6,410-98.8% | $5,616-98.6% | $11,409-99.3% |