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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,384 | $135,645-82.0% | $110,243-77.9% | $135,379-82.0% |
| Participation rate | 88.9% | 83.5%+5.4pp | 79.8%+9.1pp | 82.6%+6.2pp |
| Annual return | -3.73% | 513.24%-517.0pp | 314.76%-318.5pp | 519.79%-523.5pp |
| Employer contribution / active EE | $799 | $4,907-83.7% | $3,827-79.1% | $4,779-83.3% |
| Participant deferral / active EE | $2,621 | $5,507-52.4% | $4,672-43.9% | $5,609-53.3% |
| Admin fee / account holder | $20,691 | $11,458+80.6% | $8,548+142.1% | $10,828+91.1% |