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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,230 | $101,063-31.5% | $81,473-15.0% | $147,585-53.1% |
| Participation rate | 66.7% | 74.5%-7.8pp | 68.0%-1.3pp | 82.8%-16.2pp |
| Annual return | 14.03% | 32.41%-18.4pp | 38.78%-24.8pp | 578.58%-564.6pp |
| Employer contribution / active EE | $1,134 | $3,206-64.6% | $2,568-55.8% | $4,876-76.7% |
| Participant deferral / active EE | $5,655 | $4,242+33.3% | $3,537+59.9% | $5,439+4.0% |
| Admin fee / account holder | $3,424 | $5,812-41.1% | $4,561-24.9% | $10,886-68.5% |