Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,044 | $60,119-25.1% | $90,430-50.2% | $79,858-43.6% |
| Participation rate | 60.0% | 65.0%-5.0pp | 72.7%-12.7pp | 69.6%-9.6pp |
| Annual return | 3.41% | 71.94%-68.5pp | 1293.73%-1290.3pp | 31.72%-28.3pp |
| Employer contribution / active EE | $1,369 | $2,068-33.8% | $3,262-58.0% | $2,471-44.6% |
| Participant deferral / active EE | $3,539 | $2,938+20.5% | $3,963-10.7% | $3,740-5.4% |
| Admin fee / account holder | $7,721 | $3,976+94.2% | $5,613+37.6% | $5,306+45.5% |