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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,899 | $106,588-82.3% | $94,215-79.9% | $155,188-87.8% |
| Participation rate | 94.7% | 74.3%+20.5pp | 70.0%+24.8pp | 80.8%+13.9pp |
| Annual return | 16.15% | 29.39%-13.2pp | 28.22%-12.1pp | 148.84%-132.7pp |
| Employer contribution / active EE | $3,008 | $3,080-2.3% | $2,675+12.4% | $4,248-29.2% |
| Participant deferral / active EE | $324 | $4,802-93.3% | $4,276-92.4% | $6,531-95.0% |
| Admin fee / account holder | $1,544 | $12,281-87.4% | $10,216-84.9% | $14,480-89.3% |