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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,899 | $123,000-84.6% | $105,582-82.1% | $198,609-90.5% |
| Participation rate | 94.7% | 76.8%+18.0pp | 71.8%+23.0pp | 82.4%+12.4pp |
| Annual return | 16.15% | 18.31%-2.2pp | 18.61%-2.5pp | 202.70%-186.5pp |
| Employer contribution / active EE | $3,008 | $3,582-16.0% | $2,984+0.8% | $5,055-40.5% |
| Participant deferral / active EE | $324 | $5,013-93.5% | $4,353-92.6% | $6,977-95.4% |
| Admin fee / account holder | $1,544 | $16,254-90.5% | $12,856-88.0% | $19,030-91.9% |