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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,899 | $107,733-82.5% | $92,985-79.7% | $154,746-87.8% |
| Participation rate | 94.7% | 74.6%+20.2pp | 69.5%+25.2pp | 80.7%+14.0pp |
| Annual return | 16.15% | 30.39%-14.2pp | 27.99%-11.8pp | 172.34%-156.2pp |
| Employer contribution / active EE | $3,008 | $3,126-3.8% | $2,662+13.0% | $4,379-31.3% |
| Participant deferral / active EE | $324 | $5,053-93.6% | $4,377-92.6% | $6,730-95.2% |
| Admin fee / account holder | $1,544 | $11,369-86.4% | $9,463-83.7% | $14,365-89.3% |