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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,332 | $123,854-93.3% | $69,623-88.0% | $145,884-94.3% |
| Participation rate | 38.1% | 69.2%-31.1pp | 66.4%-28.3pp | 80.3%-42.2pp |
| Annual return | 16.52% | 192.35%-175.8pp | 101.23%-84.7pp | 551.85%-535.3pp |
| Employer contribution / active EE | $0 | $2,673-100.0% | $1,709-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,617 | $4,242-61.9% | $2,890-44.0% | $6,690-75.8% |
| Admin fee / account holder | $470 | $7,822-94.0% | $4,696-90.0% | $13,392-96.5% |