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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,332 | $123,859-93.3% | $69,632-88.0% | $145,897-94.3% |
| Participation rate | 38.1% | 69.2%-31.1pp | 66.4%-28.3pp | 80.3%-42.2pp |
| Annual return | 16.52% | 192.49%-176.0pp | 101.32%-84.8pp | 552.29%-535.8pp |
| Employer contribution / active EE | $0 | $2,673-100.0% | $1,708-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,617 | $4,242-61.9% | $2,889-44.0% | $6,689-75.8% |
| Admin fee / account holder | $470 | $7,817-94.0% | $4,695-90.0% | $13,390-96.5% |