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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,643,191 | $174,379+1989.2% | $152,093+2295.4% | $138,895+2523.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 22.18% | 74.86%-52.7pp | 66.36%-44.2pp | 145.39%-123.2pp |
| Employer contribution / active EE | $33,822 | $4,652+627.1% | $4,175+710.2% | $4,194+706.4% |
| Participant deferral / active EE | $0 | $6,159-100.0% | $5,451-100.0% | $6,396-100.0% |
| Admin fee / account holder | $108,856 | $16,880+544.9% | $14,497+650.9% | $12,562+766.5% |