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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,441 | $176,688-48.8% | $130,660-30.8% | $152,909-40.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 3.70% | 2693.08%-2689.4pp | 1709.29%-1705.6pp | 345.46%-341.8pp |
| Employer contribution / active EE | $1,208 | $5,743-79.0% | $4,092-70.5% | $4,764-74.7% |
| Participant deferral / active EE | $3,366 | $4,362-22.8% | $3,603-6.6% | $5,851-42.5% |
| Admin fee / account holder | $274,505 | $7,131+3749.5% | $5,463+4924.6% | $11,601+2266.3% |