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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,632 | $96,558+126.4% | $80,977+170.0% | $273,972-20.2% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 5.31% | 15.14%-9.8pp | 17.11%-11.8pp | 41.46%-36.1pp |
| Employer contribution / active EE | $10,820 | $4,869+122.2% | $3,715+191.3% | $4,869+122.2% |
| Participant deferral / active EE | $10,318 | $6,598+56.4% | $5,696+81.1% | $5,287+95.1% |
| Admin fee / account holder | $4,688 | $7,493-37.4% | $5,517-15.0% | $10,133-53.7% |