See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL LIFE INSURANCE CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $2,530 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,839 | $58,879-64.6% | $178,490-88.3% | $73,488-71.6% |
| Participation rate | 55.0% | 66.2%-11.2pp | 81.9%-26.9pp | 70.7%-15.7pp |
| Annual return | 18.10% | 24.86%-6.8pp | 151.07%-133.0pp | 28.51%-10.4pp |
| Employer contribution / active EE | $1,435 | $2,236-35.8% | $5,011-71.4% | $2,270-36.8% |
| Participant deferral / active EE | $660 | $2,567-74.3% | $5,202-87.3% | $3,740-82.3% |
| Admin fee / account holder | $14 | $400-96.5% | $13,984-99.9% | $513-97.3% |