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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,512,096 | $183,627+1812.6% | $155,602+2157.1% | $145,978+2305.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 44.12% | 61.32%-17.2pp | 64.81%-20.7pp | 550.52%-506.4pp |
| Employer contribution / active EE | $2,897 | $5,316-45.5% | $4,675-38.0% | $4,662-37.9% |
| Participant deferral / active EE | $13,855 | $6,466+114.3% | $5,629+146.2% | $6,690+107.1% |
| Admin fee / account holder | $72,020 | $19,327+272.6% | $15,923+352.3% | $13,400+437.4% |