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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,100 | $105,210+209.0% | $159,487+103.8% | $85,851+278.7% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.8%+9.5pp | 69.3%+23.0pp |
| Annual return | 12.20% | 45.08%-32.9pp | 263.71%-251.5pp | 318.63%-306.4pp |
| Employer contribution / active EE | $15,713 | $3,319+373.4% | $4,831+225.2% | $2,565+512.5% |
| Participant deferral / active EE | $11,917 | $5,946+100.4% | $7,354+62.1% | $3,952+201.5% |
| Admin fee / account holder | $12,062 | $6,934+73.9% | $10,804+11.6% | $6,261+92.7% |