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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,480 | $49,249-21.9% | $70,476-45.4% | $79,852-51.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 75.1%+24.9pp | 69.6%+30.4pp |
| Annual return | 1.57% | 30.09%-28.5pp | 109.12%-107.5pp | 31.72%-30.1pp |
| Employer contribution / active EE | $7,143 | $2,100+240.1% | $2,738+160.9% | $2,471+189.1% |
| Participant deferral / active EE | $0 | $2,769-100.0% | $3,710-100.0% | $3,740-100.0% |
| Admin fee / account holder | $499 | $2,878-82.7% | $3,847-87.0% | $5,306-90.6% |