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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,339 | $185,883+96.5% | $170,043+114.9% | $139,466+162.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 12.82% | 60.54%-47.7pp | 53.40%-40.6pp | 373.66%-360.8pp |
| Employer contribution / active EE | $12,847 | $7,596+69.1% | $6,790+89.2% | $4,754+170.2% |
| Participant deferral / active EE | $18,735 | $11,626+61.2% | $10,410+80.0% | $6,712+179.1% |
| Admin fee / account holder | $2,157 | $15,393-86.0% | $12,824-83.2% | $11,409-81.1% |