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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,513 | $201,370+114.8% | $184,256+134.7% | $145,897+196.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.76% | 29.05%-17.3pp | 28.85%-17.1pp | 552.29%-540.5pp |
| Employer contribution / active EE | $15,664 | $7,024+123.0% | $6,427+143.7% | $4,663+236.0% |
| Participant deferral / active EE | $20,063 | $9,808+104.6% | $9,133+119.7% | $6,689+199.9% |
| Admin fee / account holder | $6,440 | $16,364-60.6% | $13,899-53.7% | $13,390-51.9% |