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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,499 | $102,429+99.6% | $147,096+39.0% | $80,925+152.7% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 21.53% | 135.02%-113.5pp | 419.75%-398.2pp | 35.65%-14.1pp |
| Employer contribution / active EE | $1,157 | $3,716-68.9% | $4,936-76.6% | $2,756-58.0% |
| Participant deferral / active EE | $11,226 | $6,649+68.9% | $8,071+39.1% | $4,299+161.2% |
| Admin fee / account holder | $5,164 | $7,957-35.1% | $13,005-60.3% | $6,940-25.6% |