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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,375 | $58,099-13.3% | $76,872-34.5% | $75,173-33.0% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | 7.12% | 26.71%-19.6pp | 37.90%-30.8pp | 160.72%-153.6pp |
| Employer contribution / active EE | $12,308 | $1,996+516.8% | $2,533+385.8% | $2,671+360.8% |
| Participant deferral / active EE | $643 | $2,999-78.6% | $3,832-83.2% | $4,126-84.4% |
| Admin fee / account holder | $3,283 | $4,778-31.3% | $5,476-40.0% | $5,651-41.9% |