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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,709 | $63,845-3.3% | $81,370-24.2% | $80,959-23.8% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 4.94% | 16.37%-11.4pp | 24.85%-19.9pp | 35.67%-30.7pp |
| Employer contribution / active EE | $12,609 | $1,980+536.9% | $2,464+411.7% | $2,757+357.3% |
| Participant deferral / active EE | $708 | $3,093-77.1% | $3,885-81.8% | $4,300-83.5% |
| Admin fee / account holder | $594 | $5,688-89.6% | $5,749-89.7% | $6,925-91.4% |