Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,211 | $62,672+82.2% | $185,117-38.3% | $70,126+62.9% |
| Participation rate | 28.9% | 63.8%-34.9pp | 77.3%-48.4pp | 69.5%-40.7pp |
| Annual return | 17.95% | 40.79%-22.8pp | 40.50%-22.5pp | 73.15%-55.2pp |
| Employer contribution / active EE | $0 | $1,753-100.0% | $4,182-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,783 | $3,272-45.5% | $5,045-64.7% | $3,332-46.5% |
| Admin fee / account holder | $615 | $3,932-84.4% | $8,159-92.5% | $4,645-86.8% |