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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,542 | $157,304-65.3% | $141,197-61.4% | $152,909-64.3% |
| Participation rate | 86.7% | 84.8%+1.8pp | 82.5%+4.2pp | 82.5%+4.2pp |
| Annual return | 21.18% | 64.34%-43.2pp | 71.41%-50.2pp | 345.46%-324.3pp |
| Employer contribution / active EE | $569 | $5,263-89.2% | $4,736-88.0% | $4,764-88.1% |
| Participant deferral / active EE | $5,930 | $7,111-16.6% | $6,710-11.6% | $5,851+1.3% |
| Admin fee / account holder | $389 | $12,126-96.8% | $10,265-96.2% | $11,601-96.7% |