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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,292 | $56,544-11.1% | $75,501-33.4% | $70,126-28.3% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 42.44% | 23.59%+18.8pp | 27.35%+15.1pp | 73.15%-30.7pp |
| Employer contribution / active EE | $5,776 | $1,817+218.0% | $2,352+145.6% | $2,343+146.6% |
| Participant deferral / active EE | $1,701 | $2,580-34.1% | $3,142-45.9% | $3,332-48.9% |
| Admin fee / account holder | $11,389 | $3,827+197.6% | $5,801+96.3% | $4,645+145.2% |