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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,084 | $105,210-38.1% | $159,487-59.2% | $85,851-24.2% |
| Participation rate | 96.8% | 75.8%+21.0pp | 82.8%+13.9pp | 69.3%+27.5pp |
| Annual return | 8.18% | 45.08%-36.9pp | 263.71%-255.5pp | 318.63%-310.5pp |
| Employer contribution / active EE | $2,978 | $3,319-10.3% | $4,831-38.4% | $2,565+16.1% |
| Participant deferral / active EE | $6,518 | $5,946+9.6% | $7,354-11.4% | $3,952+64.9% |
| Admin fee / account holder | $47,606 | $6,934+586.5% | $10,804+340.6% | $6,261+660.4% |