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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,927 | $75,058-25.5% | $152,301-63.3% | $64,340-13.1% |
| Participation rate | 63.3% | 60.9%+2.4pp | 82.4%-19.1pp | 55.2%+8.1pp |
| Annual return | 14.74% | 29.93%-15.2pp | 80.50%-65.8pp | 24.14%-9.4pp |
| Employer contribution / active EE | $745 | $2,605-71.4% | $4,624-83.9% | $1,862-60.0% |
| Participant deferral / active EE | $2,843 | $5,041-43.6% | $8,004-64.5% | $2,980-4.6% |
| Admin fee / account holder | $3,194 | $4,050-21.1% | $14,398-77.8% | $3,703-13.7% |