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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,152,140 | $183,592+527.6% | $155,574+640.6% | $145,877+689.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.79% | 61.37%-51.6pp | 64.87%-55.1pp | 551.28%-541.5pp |
| Employer contribution / active EE | $6,379 | $5,317+20.0% | $4,676+36.4% | $4,663+36.8% |
| Participant deferral / active EE | $633 | $6,466-90.2% | $5,629-88.7% | $6,691-90.5% |
| Admin fee / account holder | $728 | $19,316-96.2% | $15,914-95.4% | $13,402-94.6% |