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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,160,793 | $223,823+2652.5% | $211,142+2817.8% | $154,746+3881.2% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 27.86% | 50.39%-22.5pp | 46.84%-19.0pp | 172.34%-144.5pp |
| Employer contribution / active EE | $4,773 | $6,787-29.7% | $6,442-25.9% | $4,379+9.0% |
| Participant deferral / active EE | $33,945 | $9,750+248.1% | $9,284+265.6% | $6,730+404.4% |
| Admin fee / account holder | $349,935 | $19,707+1675.7% | $19,076+1734.4% | $14,365+2336.0% |