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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,160,793 | $209,336+2843.0% | $197,124+3025.3% | $137,256+4388.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 27.86% | 48.09%-20.2pp | 44.34%-16.5pp | 220.34%-192.5pp |
| Employer contribution / active EE | $4,773 | $6,591-27.6% | $6,227-23.4% | $4,156+14.8% |
| Participant deferral / active EE | $33,945 | $9,614+253.1% | $9,135+271.6% | $6,407+429.8% |
| Admin fee / account holder | $349,935 | $17,308+1921.9% | $16,298+2047.1% | $12,270+2751.9% |