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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,530 | $109,967+46.9% | $97,197+66.2% | $145,877+10.7% |
| Participation rate | 88.9% | 76.0%+12.9pp | 72.7%+16.2pp | 80.3%+8.6pp |
| Annual return | 5.58% | 244.27%-238.7pp | 75.47%-69.9pp | 551.28%-545.7pp |
| Employer contribution / active EE | $5,434 | $3,077+76.6% | $2,723+99.6% | $4,663+16.5% |
| Participant deferral / active EE | $4,148 | $4,676-11.3% | $4,263-2.7% | $6,691-38.0% |
| Admin fee / account holder | $777 | $6,199-87.5% | $5,637-86.2% | $13,402-94.2% |