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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,530 | $110,093+46.7% | $97,295+66.0% | $145,897+10.7% |
| Participation rate | 88.9% | 75.9%+13.0pp | 72.7%+16.2pp | 80.3%+8.6pp |
| Annual return | 5.58% | 244.76%-239.2pp | 75.62%-70.0pp | 552.29%-546.7pp |
| Employer contribution / active EE | $5,434 | $3,077+76.6% | $2,723+99.6% | $4,663+16.6% |
| Participant deferral / active EE | $4,148 | $4,678-11.3% | $4,264-2.7% | $6,689-38.0% |
| Admin fee / account holder | $777 | $6,212-87.5% | $5,646-86.2% | $13,390-94.2% |