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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,530 | $109,904+47.0% | $97,167+66.2% | $145,959+10.7% |
| Participation rate | 88.9% | 75.9%+12.9pp | 72.7%+16.2pp | 80.3%+8.6pp |
| Annual return | 5.58% | 243.43%-237.9pp | 75.27%-69.7pp | 561.95%-556.4pp |
| Employer contribution / active EE | $5,434 | $3,084+76.2% | $2,729+99.1% | $4,661+16.6% |
| Participant deferral / active EE | $4,148 | $4,676-11.3% | $4,264-2.7% | $6,689-38.0% |
| Admin fee / account holder | $777 | $6,216-87.5% | $5,650-86.3% | $13,398-94.2% |