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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,624 | $72,404-14.9% | $110,243-44.1% | $64,173-4.0% |
| Participation rate | 89.2% | 73.3%+15.9pp | 79.8%+9.4pp | 69.6%+19.6pp |
| Annual return | -8.38% | -6.29%-2.1pp | 314.76%-323.1pp | 7.63%-16.0pp |
| Employer contribution / active EE | $4,976 | $2,282+118.1% | $3,827+30.0% | $2,381+109.0% |
| Participant deferral / active EE | $4,345 | $3,469+25.2% | $4,672-7.0% | $3,470+25.2% |
| Admin fee / account holder | $6,548 | $5,664+15.6% | $8,548-23.4% | $4,887+34.0% |