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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,562 | $133,981-19.7% | $112,249-4.2% | $134,532-20.0% |
| Participation rate | 52.6% | 78.6%-25.9pp | 75.1%-22.4pp | 81.2%-28.6pp |
| Annual return | -15.22% | 47.16%-62.4pp | 27.48%-42.7pp | 418.27%-433.5pp |
| Employer contribution / active EE | $3,156 | $4,040-21.9% | $3,636-13.2% | $4,741-33.4% |
| Participant deferral / active EE | $6,296 | $5,292+19.0% | $4,729+33.1% | $6,401-1.6% |
| Admin fee / account holder | $29,417 | $7,492+292.7% | $6,412+358.8% | $11,429+157.4% |