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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,960 | $132,820+31.0% | $192,072-9.4% | $132,820+31.0% |
| Participation rate | 66.7% | 74.3%-7.6pp | 86.4%-19.7pp | 74.3%-7.6pp |
| Annual return | 17.48% | 14.82%+2.7pp | -0.38%+17.9pp | 14.82%+2.7pp |
| Employer contribution / active EE | $1,446 | $4,144-65.1% | $7,585-80.9% | $4,144-65.1% |
| Participant deferral / active EE | $6,430 | $3,980+61.6% | $4,904+31.1% | $3,980+61.6% |
| Admin fee / account holder | $5,241 | $11,722-55.3% | $10,448-49.8% | $11,722-55.3% |