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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,960 | $87,846+98.0% | $220,144-21.0% | $116,462+49.4% |
| Participation rate | 66.7% | 73.5%-6.9pp | 84.8%-18.2pp | 74.7%-8.0pp |
| Annual return | 17.48% | 16.64%+0.8pp | -0.63%+18.1pp | 15.65%+1.8pp |
| Employer contribution / active EE | $1,446 | $2,972-51.3% | $6,623-78.2% | $3,231-55.3% |
| Participant deferral / active EE | $6,430 | $4,087+57.3% | $4,718+36.3% | $3,836+67.6% |
| Admin fee / account holder | $5,241 | $6,782-22.7% | $15,617-66.4% | $12,754-58.9% |