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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,154 | $69,590+97.1% | $136,867+0.2% | $94,015+45.9% |
| Participation rate | 72.4% | 66.3%+6.1pp | 74.5%-2.1pp | 70.8%+1.6pp |
| Annual return | 10.40% | 19.62%-9.2pp | 42.97%-32.6pp | 17.84%-7.4pp |
| Employer contribution / active EE | $1,512 | $2,396-36.9% | $3,547-57.4% | $2,790-45.8% |
| Participant deferral / active EE | $7,042 | $3,437+104.9% | $4,924+43.0% | $4,249+65.7% |
| Admin fee / account holder | $43,677 | $8,912+390.1% | $10,340+322.4% | $8,951+388.0% |