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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,068 | $157,304+55.8% | $141,197+73.6% | $152,909+60.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | -2.85% | 64.34%-67.2pp | 71.41%-74.3pp | 345.46%-348.3pp |
| Employer contribution / active EE | $8,125 | $5,263+54.4% | $4,736+71.6% | $4,764+70.6% |
| Participant deferral / active EE | $14,027 | $7,111+97.3% | $6,710+109.0% | $5,851+139.7% |
| Admin fee / account holder | $754 | $12,126-93.8% | $10,265-92.7% | $11,601-93.5% |