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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,890 | $92,766-15.0% | $82,763-4.7% | $134,545-41.4% |
| Participation rate | 68.4% | 75.2%-6.8pp | 72.6%-4.1pp | 81.2%-12.8pp |
| Annual return | -15.18% | 946.97%-962.2pp | 702.45%-717.6pp | 418.37%-433.5pp |
| Employer contribution / active EE | $0 | $3,273-100.0% | $3,008-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,555 | $4,802-26.0% | $4,395-19.1% | $6,401-44.5% |
| Admin fee / account holder | $1,937 | $5,978-67.6% | $5,325-63.6% | $11,431-83.1% |