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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,205 | $93,346-38.7% | $71,796-20.3% | $273,972-79.1% |
| Participation rate | 58.3% | 76.5%-18.2pp | 69.1%-10.8pp | 83.0%-24.7pp |
| Annual return | 13.25% | 130.39%-117.1pp | 78.04%-64.8pp | 41.46%-28.2pp |
| Employer contribution / active EE | $912 | $2,733-66.6% | $1,924-52.6% | $4,869-81.3% |
| Participant deferral / active EE | $6,962 | $3,475+100.3% | $2,794+149.1% | $5,287+31.7% |
| Admin fee / account holder | $453 | $6,571-93.1% | $4,815-90.6% | $10,133-95.5% |