Retirement plan

BUILDING MATERIAL DISTRIBUTORS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

Name: BUILDING MATERIAL DISTRIBUTORS, INC - BUILDING MATERIAL DISTRIBUTORS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST (2020) Form 5500
Creator: BUILDING MATERIAL DISTRIBUTORS, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BUILDING MATERIAL DISTRIBUTORS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST, BUILDING MATERIAL DISTRIBUTORS, INC

BUILDING MATERIAL DISTRIBUTORS, INCEIN 95-3926637Plan #003PY 2020

225 ELM AVENUE - GALT, CA 95632209-745-3001bmdusa.comLinkedIn501-1000 employeesbuilding materials

Other plans on this EIN

1 filing

#004Retirement-$27.6M assets

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$136.4M

+13.8% from 2019

Total participants

627

+7.4% from 2019

Average account balance

$219,243

+6.6% from 2019

Annual return

23.29%

+6.01 pp from 2019

Benchmarks

See 1,266 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,266 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$154.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$129K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,199

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.79M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-19.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$51

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2K2P2Q3H3I

Plan features

2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$65

$0 / participant

Other / not subdivided$65100.0%

% of EOY assets

0.000%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CAMPBELL TAYLOR WASHBURN
Auditor EIN: 680251243
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$219,243

$78,419+179.6%

$133,978+63.6%

$73,412+198.6%

Participation rate

99.0%

78.6%+20.4pp

79.8%+19.2pp

72.2%+26.8pp

Annual return

23.29%

33.35%-10.1pp

45.10%-21.8pp

59.30%-36.0pp

Employer contribution / active EE

$2,420

$2,044+18.4%

$3,919-38.3%

$2,234+8.3%

Participant deferral / active EE

$3,925-100.0%

$5,047-100.0%

$3,806-100.0%

Admin fee / account holder

$161-99.9%

$8,930-100.0%

$158-99.9%

BUILDING MATERIAL DISTRIBUTORS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BUILDING MATERIAL DISTRIBUTORS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion