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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,605 | $91,537-32.7% | $130,045-52.6% | $75,173-18.0% |
| Participation rate | 96.7% | 71.5%+25.2pp | 78.5%+18.2pp | 67.2%+29.5pp |
| Annual return | 19.26% | -631.55%+650.8pp | -137.30%+156.6pp | 160.72%-141.5pp |
| Employer contribution / active EE | $1,754 | $2,845-38.3% | $4,321-59.4% | $2,671-34.3% |
| Participant deferral / active EE | $2,687 | $4,343-38.1% | $5,820-53.8% | $4,126-34.9% |
| Admin fee / account holder | $2,013 | $6,780-70.3% | $10,600-81.0% | $5,651-64.4% |