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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,660 | $108,825-23.1% | $156,181-46.4% | $82,448+1.5% |
| Participation rate | 93.1% | 72.4%+20.7pp | 78.8%+14.3pp | 68.1%+25.0pp |
| Annual return | 13.92% | 20.59%-6.7pp | 64.87%-50.9pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,887 | $2,870-34.3% | $4,294-56.1% | $2,551-26.0% |
| Participant deferral / active EE | $3,265 | $4,577-28.7% | $6,132-46.8% | $4,139-21.1% |
| Admin fee / account holder | $11,055 | $9,341+18.4% | $14,586-24.2% | $7,234+52.8% |