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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,418 | $124,330-61.1% | $109,173-55.7% | $167,536-71.1% |
| Participation rate | 92.9% | 79.5%+13.4pp | 75.9%+17.0pp | 82.1%+10.7pp |
| Annual return | 9.58% | 26.04%-16.5pp | 25.75%-16.2pp | 478.82%-469.2pp |
| Employer contribution / active EE | $8,592 | $4,209+104.1% | $3,723+130.8% | $4,839+77.6% |
| Participant deferral / active EE | $260 | $5,256-95.1% | $4,654-94.4% | $6,342-95.9% |
| Admin fee / account holder | $3,592 | $7,974-55.0% | $6,755-46.8% | $12,315-70.8% |