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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,847 | $199,109+19.5% | $173,730+36.9% | $154,746+53.7% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.6%+3.8pp | 80.7%+2.6pp |
| Annual return | 9.98% | 20.02%-10.0pp | 19.96%-10.0pp | 172.34%-162.4pp |
| Employer contribution / active EE | $5,271 | $5,311-0.8% | $4,577+15.2% | $4,379+20.4% |
| Participant deferral / active EE | $8,215 | $7,113+15.5% | $6,326+29.9% | $6,730+22.1% |
| Admin fee / account holder | $7,453 | $20,916-64.4% | $17,523-57.5% | $14,365-48.1% |