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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,847 | $254,759-6.6% | $216,567+9.8% | $198,609+19.8% |
| Participation rate | 83.3% | 84.5%-1.2pp | 81.6%+1.7pp | 82.4%+1.0pp |
| Annual return | 9.98% | 10.04%-0.1pp | 12.94%-3.0pp | 202.70%-192.7pp |
| Employer contribution / active EE | $5,271 | $6,096-13.5% | $5,216+1.1% | $5,055+4.3% |
| Participant deferral / active EE | $8,215 | $6,948+18.2% | $6,191+32.7% | $6,977+17.8% |
| Admin fee / account holder | $7,453 | $26,311-71.7% | $21,981-66.1% | $19,030-60.8% |