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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,915 | $63,346-10.2% | $92,240-38.3% | $70,126-18.8% |
| Participation rate | 98.6% | 68.7%+30.0pp | 76.5%+22.2pp | 69.5%+29.1pp |
| Annual return | 14.43% | 530.19%-515.8pp | 176.29%-161.9pp | 73.15%-58.7pp |
| Employer contribution / active EE | $4,657 | $2,471+88.4% | $3,680+26.6% | $2,343+98.8% |
| Participant deferral / active EE | $3,889 | $2,854+36.3% | $3,897-0.2% | $3,332+16.7% |
| Admin fee / account holder | $1,506 | $3,841-60.8% | $5,194-71.0% | $4,645-67.6% |