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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,647 | $90,614-66.2% | $76,089-59.7% | $145,877-79.0% |
| Participation rate | 37.5% | 74.5%-37.0pp | 69.1%-31.6pp | 80.3%-42.8pp |
| Annual return | 15.76% | 623.80%-608.0pp | 360.94%-345.2pp | 551.28%-535.5pp |
| Employer contribution / active EE | $1,463 | $3,324-56.0% | $2,690-45.6% | $4,663-68.6% |
| Participant deferral / active EE | $2,820 | $5,168-45.4% | $4,259-33.8% | $6,691-57.8% |
| Admin fee / account holder | $108 | $8,376-98.7% | $6,418-98.3% | $13,402-99.2% |