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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,781 | $148,629+160.2% | $135,982+184.4% | $139,487+177.3% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 3.52% | 79.33%-75.8pp | 68.32%-64.8pp | 373.84%-370.3pp |
| Employer contribution / active EE | $5,618 | $5,247+7.1% | $4,859+15.6% | $4,755+18.1% |
| Participant deferral / active EE | $12,905 | $8,102+59.3% | $7,760+66.3% | $6,713+92.3% |
| Admin fee / account holder | $24,370 | $12,406+96.4% | $10,767+126.3% | $11,407+113.6% |