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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,211 | $118,869+30.6% | $96,575+60.7% | $167,518-7.3% |
| Participation rate | 75.0% | 75.5%-0.5pp | 69.8%+5.2pp | 82.1%-7.1pp |
| Annual return | 10.70% | 50.49%-39.8pp | 37.79%-27.1pp | 478.71%-468.0pp |
| Employer contribution / active EE | $4,824 | $3,120+54.6% | $2,357+104.7% | $4,838-0.3% |
| Participant deferral / active EE | $3,481 | $4,616-24.6% | $3,849-9.6% | $6,342-45.1% |
| Admin fee / account holder | $2,947 | $8,067-63.5% | $6,182-52.3% | $12,312-76.1% |