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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,211 | $118,875+30.6% | $96,572+60.7% | $167,553-7.4% |
| Participation rate | 75.0% | 75.5%-0.5pp | 69.8%+5.2pp | 82.1%-7.1pp |
| Annual return | 10.70% | 50.50%-39.8pp | 37.79%-27.1pp | 478.89%-468.2pp |
| Employer contribution / active EE | $4,824 | $3,121+54.6% | $2,357+104.6% | $4,840-0.3% |
| Participant deferral / active EE | $3,481 | $4,617-24.6% | $3,850-9.6% | $6,343-45.1% |
| Admin fee / account holder | $2,947 | $8,070-63.5% | $6,183-52.3% | $12,316-76.1% |